Supported chains, assets and wallets

At a glance

Solana

The app uses one Kamino market, the Kamino xStocks Market. Its list is read live. A token appears as collateral only when the market has it switched on.

Stock tokens (xStocks). The market listed these when this page was written: SPYx, QQQx, NVDAx, TSLAx, AAPLx, GOOGLx, METAx, HOODx, CRCLx and MSTRx. The list can change. Whatever you see in the app is the current list. xStocks are issued by Backed Assets (JE) Limited.

Dollars. The app can offer USDC, USDG, PYUSD, USDT and USDS when the market has them open for borrowing and lending. When this page was written the market had USDC and USDG. Other assets in the market, such as cbBTC, are not offered as collateral in the app.

Rules per token. Max LTV, liquidation threshold, borrow factor, deposit and borrow limits are read from the Kamino reserve on the chain and shown in the app.

Robinhood Chain

Robinhood Chain has chain ID 4663 and uses ETH for network fees. The app works with Morpho Blue on that chain, with USDG as the only loan token.

Stock tokens (Robinhood Stock Tokens). The app only recognizes official token contracts from a built in list of 30 tickers (including NVDA, SPY, GOOGL, TSLA, AAPL, AMZN, MSFT, META and others). A token with the right name but a different address is never shown. Of those, the app shows a stock only when a Morpho market exists for it with USDG as the loan token.

Six markets are built in as verified: GOOGL and SPY (LLTV 77%), and NVDA, SPCX, TSLA and AAPL (LLTV 62.5%). Other listed Morpho markets for the same tokens can also appear. If there are several markets for one stock, the app picks the listed one with the most liquidity. Robinhood Stock Tokens are issued by Robinhood Assets (Jersey) Limited.

Contracts. The app only sends transactions to these addresses: Morpho Blue (0x9D53d5E3bd5E8d4Cbfa6DB1ca238AEA02E651010), USDG (0x5fc5360D0400a0Fd4f2af552ADD042D716F1d168), the two vaults, and the stock token contracts.

• Steakhouse USDG: 0xBeEff033F34C046626B8D0A041844C5d1A5409dd
• Yearn Stonk USDG: 0x8c258F25fc6fBe3f01ccC828E2C3840A46a4a9A2

Each stock is an isolated market. The USDG you can borrow against a stock comes from that stock's market only, so how much is free to borrow differs per stock. Some markets hold very little USDG.

Wallets

Your wallet signs every transaction. The app never sees keys or seed phrases.

• Solana: any wallet that supports the Wallet Standard and can sign Solana transactions. Phantom, Solflare and Backpack are listed first when detected. On a phone, open stockloan.fun inside your wallet app. The app offers shortcuts for Phantom and Solflare. For Backpack, open the Backpack app, go to its browser tab and paste the address.
• Robinhood Chain: any EVM wallet that announces itself through EIP-6963 (MetaMask, Rabby, Coinbase Wallet and Robinhood Wallet are listed first), or a browser wallet that injects window.ethereum. The app asks your wallet to add or switch to Robinhood Chain (4663). On a phone, the app offers shortcuts for MetaMask and Coinbase Wallet. For Robinhood Wallet, open its app, go to its browser and paste the address.

The app remembers the last wallet you used on each chain in your browser, and reconnects quietly next time. You can disconnect from the account menu.

Where the data comes from

• Solana: Kamino's public API for reserves and rates, a Solana RPC provider for balances and a fallback read of the chain, and the Jupiter and GeckoTerminal APIs for market prices and charts.
• Robinhood Chain: Morpho's API for markets and rates, the Robinhood Chain RPC for oracle prices, balances and positions, and the Blockscout API for your activity.

If live data is not available, the app says so instead of showing old numbers. Public RPC endpoints can be slow. You can set your own RPC in Settings.

Who can use it

You may not use the app to borrow or lend tokenized stocks if you are a US person, or if you live in or act from the United States or a sanctioned country or region. The issuers add more restrictions:

• xStocks on Solana: also the United Kingdom, Canada, Australia, and sanctioned regions (Cuba, Iran, North Korea, Syria, Russia, Belarus, and the Crimea, Donetsk and Luhansk regions of Ukraine).
• Robinhood Stock Tokens: also the United Kingdom, Canada, Switzerland and the United Arab Emirates, plus the issuer's prohibited list (Cuba, Belarus, Iran, North Korea, Russia, Syria, Ukraine, South Sudan, Sudan, Myanmar, Venezuela).

Before you connect, the app asks for your country and blocks the restricted ones. It also shows a warning if your device time zone looks like a restricted place. This check is a gate in the app, not legal advice. You are responsible for following the laws where you live. See also the Terms.